Scranton Workers’ Compensation Lawyer
If You’ve Been Injured On the Job, a Scranton Workers’ Compensation Lawyer Can Fight for Your Right to Benefits
Hazards are present in nearly all industries, and therefore a worker may be at risk of suffering an on-the-job accident at nearly anytime. While a workplace injury can be scary, and even devastating in the event of severe harm, the good news is that the majority of employers in Scranton are required to provide workers’ compensation insurance. Following a workplace injury, if you have questions about workers’ compensation, our Scranton workers’ compensation lawyer Ernest D. Preate, Jr. Esquire can assist you.
What Is Workers’ Compensation Insurance?
Workers’ compensation insurance is a type of no-fault insurance that is designed to provide benefits for employees who are harmed while performing work-related duties. By virtue of the no-fault system (workers do not have to prove fault in order to recover compensation), workers are barred from filing a lawsuit directly against their employees. Most employees in the state are covered under workers’ compensation insurance; exemptions include people covered under other workplace injury acts, certain agricultural workers, and domestic servants.
Benefits Provided Under Workers’ Compensation
The value of a person’s workers’ compensation claim will depend on their injuries, the amount of work they have to miss, and the wage that they were collecting prior to their injury. The benefits provided by workers’ compensation include:
- Medical benefits –Employees are entitled to all necessary and reasonable medical services.
- Disability benefits – If an employee’s injuries are severe enough to result in disability, they may be entitled to disability benefits. Workers’ compensation offers both total and partial disability benefits.
- Specific loss awards – An injury that results in the loss of, or the loss of use of, a certain body part, such as a finger or hand, may yield a specific loss award.
In addition to the above, death benefits are available for family members who lose a loved one in a job-related accident.
Steps to Take if You’ve Been Injured
If you have been injured on the job, it is important that you understand the process for filing a workers’ compensation claim, and your responsibilities; you may be barred from compensation if you don’t. One of the first things that you need to do is to notify your employer of the accident and injury immediately. Failure to report your injury can result in a denial of benefits.
You should also seek medical care for your injuries. Be sure to see one of the approved providers listed at your workplace; otherwise, you may have to pay for this care out of pocket.
Once you report your injury to your employer, your employer is responsible for reporting the event to the State Workers’ Insurance Fund. However, it is your responsibility to ensure that this happens, and to report the injury yourself if need be.
Work with a Knowledgeable Scranton Workers’ Compensation Lawyer
Navigating the workers’ compensation system can be tricky, especially if your claim is denied or you encounter another hurdle in the process, such as being released by to work earlier than you are ready, or retaliated against by your employer. When you have been injured, you can trust Scranton Attorney Ernest D. Preate, Jr. Esquire to advocate for you and protect your right to benefits. Call today for your free consultation.